If you are a US student considering studying at Hartpury, there are several funding routes available depending on your circumstances.
This page outlines the US funding options available for eligible undergraduate and postgraduate programmes at Hartpury, including:
- US Federal Direct Loans (Subsidised and Unsubsidised)
- PLUS Loans (Graduate PLUS and Parent PLUS)
- Private US Student Loans (including Sallie Mae and Earnest)
- VA / GI Bill education benefits
Which funding route applies to me?
Use the guide below to help identify the most suitable funding option for your circumstances.
If you are unsure which option applies to you, our team is happy to help.
I’m a US Undergraduate Student
You may be eligible to apply for US Federal Direct Loans (Subsidised and/or Unsubsidised).
This is the most common funding route for US undergraduate students and should usually be explored first.
Through the Direct Loan programme, eligible students can borrow up to the annual and aggregate limits set by the US Department of Education.
Need to borrow more than the Direct Loan limit?
If your Direct Loan does not cover your full Cost of Attendance, your parent may be eligible to apply for a:
- Direct (Parent) PLUS Loan
A Parent PLUS Loan allows a parent of a dependent undergraduate student to borrow up to the remaining Cost of Attendance (minus any other financial aid received).
I’m a US Postgraduate Student
You may be eligible to apply for US Federal Direct Unsubsidised Loans as an independent student.
Postgraduate students are not eligible for Subsidised Loans, but may apply for Unsubsidised Direct Loans up to the annual borrowing limits.
Need additional funding beyond the Direct Loan limit?
If you require funding above the Direct Loan maximum, you may be eligible to apply for a:
- Direct (Graduate) PLUS Loan
Graduate PLUS Loans allow eligible postgraduate students to borrow up to the remaining Cost of Attendance.
I’m not eligible for a US Federal Loan or need additional funding
You may wish to consider a Private US Student Loan (such as Sallie Mae or Earnest). Private loans are credit-based and terms vary by lender.
I’m a US veteran or eligible dependent
You may be able to use VA / GI Bill education benefits, subject to programme approval.
Funding availability and eligibility will depend on your specific benefit entitlement and programme of study.
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